MedCheckWize

California vs Florida: Medicare Costs (2026)

Side-by-side comparison of Medicare spending, premiums, and healthcare coverage.

MetricCalifornia (CA)Florida (FL)
Medicare Spending/Capita$10,208$13,824
Medicare Enrollees7,080,7503,298,847
Medicaid Enrollees9,524,3324,481,797
Part B Premium$185/mo$185/mo
Part D Premium (Avg)$78/mo$34/mo
Medigap Premium (Avg)$132/mo$218/mo
Medicaid ExpansionYesNo
Uninsured Rate7.9%9.2%

Top Procedure Costs

ProcedureCaliforniaFloridaDifference
Kidney Transplant$143,424$100,374+$43,049
Liver Transplant$135,205$181,500$-46,294
Heart Valve Replacement$89,317$68,104+$21,212
Coronary Artery Bypass Graft (CABG)$81,579$93,503$-11,925
Spinal Fusion$56,527$52,776+$3,751
Total Knee Replacement$39,016$34,564+$4,452
Defibrillator Implantation (ICD)$37,120$55,166$-18,046
Total Hip Replacement$32,614$28,757+$3,857
View CaliforniaView Florida

Frequently Asked Questions

Which state has higher Medicare spending, California or Florida?

Florida has higher Medicare spending at $13,824 per capita vs $10,208 in California.

Which state has a lower uninsured rate?

California has a lower uninsured rate of 7.9% compared to 9.2% in Florida.

Have both California and Florida expanded Medicaid?

California has expanded Medicaid. Florida has not expanded Medicaid.