Florida vs Indiana: Medicare Costs (2026)
Side-by-side comparison of Medicare spending, premiums, and healthcare coverage.
| Metric | Florida (FL) | Indiana (IN) |
|---|---|---|
| Medicare Spending/Capita | $13,824 | $10,567 |
| Medicare Enrollees | 3,298,847 | 2,279,082 |
| Medicaid Enrollees | 4,481,797 | 3,072,109 |
| Part B Premium | $185/mo | $185/mo |
| Part D Premium (Avg) | $34/mo | $77/mo |
| Medigap Premium (Avg) | $218/mo | $167/mo |
| Medicaid Expansion | No | Yes |
| Uninsured Rate | 9.2% | 2.6% |
Top Procedure Costs
| Procedure | Florida | Indiana | Difference |
|---|---|---|---|
| Liver Transplant | $181,500 | $161,039 | +$20,461 |
| Kidney Transplant | $100,374 | $104,686 | $-4,312 |
| Coronary Artery Bypass Graft (CABG) | $93,503 | $59,640 | +$33,863 |
| Heart Valve Replacement | $68,104 | $82,752 | $-14,647 |
| Defibrillator Implantation (ICD) | $55,166 | $36,099 | +$19,067 |
| Spinal Fusion | $52,776 | $56,577 | $-3,801 |
| Total Knee Replacement | $34,564 | $39,902 | $-5,338 |
| Cardiac Catheterization with Stent | $31,168 | $27,181 | +$3,987 |
Frequently Asked Questions
Which state has higher Medicare spending, Florida or Indiana?
Florida has higher Medicare spending at $13,824 per capita vs $10,567 in Indiana.
Which state has a lower uninsured rate?
Indiana has a lower uninsured rate of 2.6% compared to 9.2% in Florida.
Have both Florida and Indiana expanded Medicaid?
Florida has not expanded Medicaid. Indiana has expanded Medicaid.